Financial Planning / Retirement Questions

Hi Terry, thanks so much for what you do. I’m 65 my wife is 60. I work full time in..

I’m 60, just retired, and currently have 401k, Roth 401k, IRA and Roth IRA. Only about 10% of total retirement..

We have a Prudential annuity purchased through Alliant Credit Union 7 years ago. When we decided to take distibutions we..

I took out a loan on my 401k. Now due to the Cares Act, I can withdraw up to the..

Hi Terry! I hope you are able to answer my question…my husband and I are buying a house in Indiana(..

Why are payroll taxes due on a Non Qualified Pension Plan

Hi Terry, I am thinking of buying a Condo in Florida as a winter home. My husband and I are..

I have been retired for many years not and have been using the RMD (Vanguard) for several years. As I..

Hello I have an 457(b) Deferred Compensation account through my employer already. I want to know if I can open..

Hi Terry I am 60 years old and have no retirement or savings I have been working in the automotive..

Terry, I’m 72, I took my RMD in January, 2020. I don’t want to return my RMD to my traditional..

I would like to know where to start,… want to invest $10,000 so overwhelmed with where to go

What’s your opinion on annuity investments in general? I have about 100k that I want to diversify I’m 59. The..

Hi Terry! We are in our mid 40s and don’t have any debt other than our mortgage. Problem is, we..

Terry I have $250 a month to contribute to a retirement account. Where should I invest the money? I am..

Hi Terry, I’m making this brief. My employer temporarily stopped the 6% match in our 401k due to Covid-19. I..

My Fidelity rep has pitched this wealth management program that he says will protect my funds in a downturn in..

Hi Terry Have been a student of your knowledge for many years I have a 401-A deferred compensation retirement savings..

My wife recently passed away. We were both on the stock account as “JT TEN” I need to remove her..

I converted part of my IRA to a Roth. The reason is I am expecting taxes to go up in..