Insurance & Annuities Questions

Terry, My drug coverage is through my spouse’s employer’s health insurance. Will the $2,000 cap apply to my coverage?

On the radio a couple weeks ago, I heard you recommend a certain long term care insurance product. I couldn’t..

I’m going to keep working until 70 I have an HSA that I like. I will be 65 Nov 19th..

I am 66 and currently covered under my employer’s health insurance. If I would like to drop my employer’s insurance,..

Hi Terry, My wife and I are currently enrolled in a Humana Medicare Advantage plan. After listening to your advice..

Good morning Terry! I enjoy your segments on WGN radio! I’ve learned a lot. I will turn 65 in April...

I am 70 retired on Medicare what is the best support insurance

Terry, I enjoy you on WGN Morning News. I thought I heard you say you should not buy a Medicare..

Terry ~ Medicare versus Medicare Advantage? Thanks, Pam

When is it appropriate to buy an annuity?

Hi Terry, I will be turning 65 at end of Sept. I am still employed and am insured by my..

My husband and I are both working. He will turn 65 at the end of September, and I October. We..

My husband will turn 65 in January 2025 and will still be working. He has a HSA that is totally..

How do I get the original Medicare part G without using an Advantage Plan? I have been on Medicare part..

My cobra runs out at age 64 and 4 months. I am unmarried and no access to another health care..

Is the IRMAA deduction applied to both spouses (married filing jointly)? My income has been listed as $0 for the..

My hubby and I are working to 70. Do I need to apply for Medicare part A or can I..

Are there circumstances where Medicare C would be the best choice for healthcare?

Hi Terry – my husband and I purchased a 20 year term policy for $150,000 in 1995. For the last..

I recently got an offer from my long term care insurance provider to increase my daily benefit amount without having..