Investments Questions
Real estate
How safe is TIAA-CREF’s Real Estate Annuity Fund. Fund invests mainly in actual real estate not REITs. Real estate should..
Ginnie Mae Funds
What are your thoughts on Ginnie Mae Funds at this time? Thank you
In cash, now what?
Terry, I am recently retired and right before this black swan event cut most risk assets and am sitting on..
Short Term Bond Index
Hi Terry, I moved 70% of my bond index funds (muni & intermediate) in to a money market account last..
Market-Linked Investments, commonly know as Structured Investments
What are your thoughts on Market-Linked Investments in today’s economy? Our adviser is asking us to sign paperwork so he..
Bond funds in an IRA
Hi Terry – Thanks for the ‘Bond 101’ lesson. You say in your column “Please do not own bonds”. By..
GNMA FUNDS
What is your opinion on owning a GMNA fund. Is it as dangerous as owning bonds or bond funds/
TIPS, Commodities, real estate in a managed real asset fund, good option now?
Wondering how you feel about real asset managed funds with the current market climate? The fund is a combo of..
Preferred Shares of Banks
Preferred shares are depressed. Any big bank preferred share selling at $19 -$20, with a par of $25,dividends +5% seem..
Looking for better safety than bonds
Dear Ms. Savage, Thx so much for your very helpful website and emails. I’m age 65 and in retirement. I..
Bonds 50/50?
In today’s column you suggest not to “own” bonds, even with the government financial help.. My retirement fund ( retired..
Losing money!
Iam 68 years old and have lost $ 60,000 already. I have $200,00 left. Should i move some or all..
Bond funds to bank CDs?
I have a lot of money in a bond fund with Vanguard. I am thinking of withdrawing this money and..
Illinois Municipal Bonds
Terry, I hold around $60,000 in Illinois tax exempt municipal bonds specifically for the roughly $2,000 totally tax free (federal..
Bonds — Ginne Mae?
Hi Terry…when talking “Bonds and Bond Funds”. …does that include GNMA also? Thanks for all you do.
Sell off — who is buying?
In the market there has to be buyers and sellers, right? So with the big sell-off, who are the buyers?..
Senior buying stock
Good morning Terry,I would like to know at 81yrs old should I buy stocks directly from a company such as..
Your bond commentary — really?
Can you offer some further clarification on your warning article concerning bonds? For a retiree who is holding a diversified..
403B contributions
Should I reduce my 403B contributions so that I have more cash on hand and not loosing in the stock..
Municipal Bonds
Should I sell or switch to money market