Should I dispute incorrect historical info on one of my accounts in my Equifax credit report? The actual credit/account info is correct and I verified with the creditor that my account is open and in good standing. I already froze my Equifax account and filed a dispute to have the incorrect info removed, but does inaccurate historical info have any real impact on my credit?

Terry Says:

That all depends on what the “info” is!  Do they list you as a late payment or a writeoff?  If so, be sure to follow up on your dispute resolution as this inaccuracy would definitely impact your credit score.