Should I dispute incorrect historical info on one of my accounts in my Equifax credit report? The actual credit/account info is correct and I verified with the creditor that my account is open and in good standing. I already froze my Equifax account and filed a dispute to have the incorrect info removed, but does inaccurate historical info have any real impact on my credit?
That all depends on what the “info” is! Do they list you as a late payment or a writeoff? If so, be sure to follow up on your dispute resolution as this inaccuracy would definitely impact your credit score.