Credit/Debt

Credit/Debt Questions

canceling credit cards

I have too many credit cards and I have a handful of cards that I want to cancel. These cards..

Summons

I was recently served a summons for non-payment of a credit card. What is my recourse? I’ve gotten over my..

Credit reporting — fico score is unscorable

HELP, granddaughter’s poor credit rating improved to 670. In one week Experian says that FICO SCORE8 is now UNSCORABLE. 670..

Debt Consolidation

Need your opinion on what is our best solution right now until we get back on our feet? Do I..

Debt Relief

Are debt relief programs legit? Do they affect credit scores? Which is the best program if you recommend?

Freezing Credit

When clicking on the Experian.com on your web page, it states this is not a secure page. When clicking Equifax..

Non-profit credit counselor

How do I find one?

Low credit score and debt

History summary: Given money to adult son, wife and 4 children. We are at our limit providing financial help until..

Cosigned disaster

I consigned for my daughter and son inlaw they are dragging my fica score from 825 down to 615. How..

Student Loan vs Credit Score

My daughter has a few hundred dollars remaining on her student loan at 2.5%. She has no other debt and..

credit card debt relief

Is there a way to lessen our credit card debt through a company like National Debt Services? I have $20,000+..

authorized user on a credit card

Terry – I added my son as an authorized user to 1 credit card. He doesn’t even have possession of..

Credit reports

How do you freeze credit reports?

Credit cards

My wife and I are in our late 70’s, how many credit cards do you recommend that we use?

Tapping my IRA for credit card debt

I am just hitting 59.5 years and now eligible to withdraw from my IRA penalty free. Should I tap my..

Building/Repairing Credit

Hi Terry, I am now in my early 30s and needing to reestablish my credit. I have not owned or..

My parents debt

My father is 78 years old and lives in assisted living. My mother passed this past February and I was..

Closing Credit Cards

Hello Terry, I have enjoyed listening to you for years on WGN radio and continue to do so as often..

Student loans — daughter fraudulently obtained

Hello – I watched your report this morning regarding student loan repayment. My daughter obtained student loans without my knowledge..

National credit phone #

Sorry, I missed it today on wgn, and if I google it I get a bunch of #’s and I..

money

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