Credit/Debt

Credit/Debt Questions

Hospital collections

ust year I had surgery at Advocate South Suburban Hospital. There was a $188.00 copay that I was trying to..

Credit scores

Retired, married, 82 year old here. Own paid off home. Have a home equity loan with zero balance for emergency..

Auto cosigner

My son consigned for my daughter 3 years ago on an auto loan. He is trying to purchase a house..

Credit card

Why is it bad for your credit to close a credit card?

So much debt… please help

My partner and I are in our mid 30s. Between the two of us, we have about $66,000 in credit..

Credit affect of being a guaranteer of a lease

Can being a guaranteer of a lease for an apartment for our daughters adversely affect my credit score. They both..

Owed taxes

I owe irs about $30,000 due to not paying Quarterly estimated taxes, I’m paying $650 every month from my social..

Credit

How do I freeze my credit? Does it really work for financial security? Thanks.

Credit Card Settlement

I have a Chase/Visa/United Airlines credit card that I owe $35,000 on at 19% interest. I make the minimum payment..

Credit card question

Hello, We have two credit cards that have very high limits which leads to us having a large amount of..

Senior credit card debt

I’m 68 yr old retired single woman. Due to many factors i have accumulated approximately fifteen thousand in credit card..

Home equity or as my bank calls it flex line

I’m 65 solo own my house free and clear . Having credit cards debt 14000 plus is it a good..

Open/no balance charge cards and accounts

I keep reading about holding no balance open credit cards. I have read that closing them may impact your credit..

credit debt

my son, recently married lost his job. He has close to $70,000 in various credit cards. I am retired and..

Difficulty re-establishing credit

Hi Terry – I have a family member who is having difficulty re-establishing credit. Applications are rejected despite the fact..

Spouse Death

If my husband has a lot of credit debt in his name only, am I responsible for that when he..

Credit card debt

We have about 20000 in credit card debt and one card has a high interest rate. I tried to apply..

A collection

We had a dispute with my son’s college apartment, he changed schools but we still had to pay for his..

What to do with credit cards we don’t need anymore.

My wife and I were discussing that we have credit card accounts that we don’t need anymore. Back in the..

401K & credit card debt

We currently have appx $65K in credit card debt. We have appx $1.26M in our 401K plans ( combined) should..

money

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