Credit/Debt Questions

Hi Terry – I have a family member who is having difficulty re-establishing credit. Applications are rejected despite the fact..

If my husband has a lot of credit debt in his name only, am I responsible for that when he..

We have about 20000 in credit card debt and one card has a high interest rate. I tried to apply..

We had a dispute with my son’s college apartment, he changed schools but we still had to pay for his..

My wife and I were discussing that we have credit card accounts that we don’t need anymore. Back in the..

We currently have appx $65K in credit card debt. We have appx $1.26M in our 401K plans ( combined) should..

Hello Terry, I enjoy listening to you on the John Williams show and reading your articles in the Tribune. You..

Does it affect your credit rating if your credit card wants to reduce your credit amount? It is my oldest..

Hi Terry I enjoy listening to your advice on WGN-AM radio. I do have a Credit Score related question. My..

Credit Card Amount owed is $25,000- Discover settlement offer is approximately $17,000 – (65%) -1099 reporting & cancellation of card..

I missed your answer to the question concerning President Trump wanting to limit the amount of interest that a credit..

I am 75 with a discover card balance of about $7700. My credit score is just over or under 700...

I am trying to find the best way to move forward with my debt. I have 8 credit cards and..

What are your thoughts on credit cards that charge an annual fee? I have an United mileage plus card which..

Good morning, I am about $50,000 in debt with three credit cards. Can you recommend the best way to pay..

Hi Terry, What is the website to get your free credit report from all 3 companies. Thank you so much

Do credit card companies offer hardship for people having trouble making credit cards payment

Hello, I received a letter that my SSN and DOB was part of a data breach of Transunion. I’ve received..

I have too many credit cards and I have a handful of cards that I want to cancel. These cards..

I was recently served a summons for non-payment of a credit card. What is my recourse? I’ve gotten over my..