Credit/Debt Questions
Paying off credit card debts
Not a question. Sharing the strategy I used to eliminate our credit card debt years ago. Since I got paid..
Divorce decree & student loan
Hope your well. My daughter had co-signed on her ex-husbands student loans which he is not paying. Her divorce decree..
Citi Diamond Preferred card
They approved me and sent the card. However, I made a typo trying to enter my password. I’ve tried saying..
closing credit card
I have one credit card I haven’t used in over 2years. Prior to that I used that card for about..
National foundation for credit
How do I find help to consolidate my debt that’s with a reputable company or lawyer I can afford and..
Loan
Hi terry have a question looking to get some stuff done but don’t know where to start I owe about..
Debt
My son has created debt that is having a hard time paying off. Is there a credit counseling company he..
SBA loan
Hi Terry I have a $17,000 sba loan plus $1500 interest that is in Charge off status. What is your..
credit card
Reliable source about credit cards–what exactly a dispute is, what the bank does when you dispute a charge, what a..
Citi Diamond Preferred
Is this credit card a good tool to get out of credit card debt?
401K loan
Terry, is it wise to borrow from your 401K account?
Credit Score
As a senior, worry about scams. Credit report.com asking for SS#. Legit?
taxes and credit
Hello, I’ve been on disability since 2022. do i still need to file income taxes this year. my next question..
Budgeting
Can you suggest a spreadsheet that will help me track my monthly spending so that I can develop an accurate..
Credit cards
I am starting over and I’m trying to build my credit with a prepaid credit card if you open an..
Bankruptcy
I need help with filing for bankruptcy and which chapter to file. Can someone here help me or point me..
Transferring large credit card balance with high interest rate to zero interest account- advantages vs disadvantages
Hi, I have several high balance credit card accounts with very high interest rates. I have asked them to reduce..
too many credit cards?
what problems might arise if you open cred cards just to accumulate points? is there an amount of credit cards..
Best way of handling large amounts of credit card debt
HI Terry – Due to mental health issues with one child and physical health issues with another, we now are..
Who can help clean up my financial mess?
I suffered depression for 30 years and couldn’t take care of our finances. Now I’m in complete remission. Our tax..