Should I purchase a product like lock life. We have multiple checking accounts and credit cards.

Terry Says:

Do you check your checking and credit card accounts online weekly?   Do you get your free credit report quarterly? (at www.AnnualCreditREport.com)  If so, you likely don’t need to pay a monthly fee for monitoring your accounts.  Bank and credit card accounts do not make you responsible for losses from fraud, but the losses should be reported promptly.  Checking your credit report lets you know if anyone has opened NEW credit in your name.  In case of a real breech, these credit monitoring services do offer help in dealing with all the issues.  That’s the one benefit you might like to have.