Ask Terry Questions Mail scam.

Mail scam.

By Terry Savage on January 03, 2021 | Wild Card

Thank you for previous response concerning unknown person getting mail at my address. You said be careful that a mortgage had not been taken out on my property that I own. How do I check that please? Thank you. JD

Terry Says

Any mortgage on your property should show up on your credit report. Or there could be an inquiry from a bank you don’t recognize, signifying a possible mortgage fraud. It’s a slim possibility.

But just in case, look at your purchase documents from years ago. There was “title insurance” taken out at the time — and the bank charged you for that. If you still have a mortgage, ask the lender or servicer to make sure there are no other “liens” on your property. If you don’t have a current mortgage contact that title insurance company to make sure there are no new mortgages on the property. That is unlikely, but it will set your mind at peace.

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