529 Saving plan

Terry Says

You don’t have to use your state’s plan! You can use any state’s plan, unless your state gives a tax deduction for all or some of your contribution. And Virginia is one of those states that does offer a deduction.
Virginia residents can deduct contributions to the state-sponsored Virginia529 plan from their state taxable income. This applies to Invest529 and CollegeAmerica, the two primary plans administered by Virginia529. Contributions to out-of-state 529 plans do not qualify.

If you want to compare Virginia’s plan performance and costs with other plans you might consider as alternatives, go to https://www.savingforcollege.com/529-plan-ratings

I did that and found that Virginia’s plan gets 4 stars out of 5. Read the reviews, and you can choose to compare the two Virginia plans with other plans such as the 5-star plan offered by Vanguard — and then make your choice.
Again, the money can be used for college in any state, no matter which plan you choose.