College Savings / Student Loans

College Savings / Student Loans Questions

Student loans

Hi I owe about $50,000. In government loans and I pay monthly. I am recently divorced with two kids get..

Parent PLUS Loan

I currently have around $130,000 in Parent PLUS loans. My son is going to be a senior in college, so..

Student loans

I have a parent plus loan with about 10 years left to pay on. Should I make a change our..

Student Loan Advisor

Could you give me the student loan advisor or lawyer you like? Thanks so much.

Indigent retiree with student loans

This should be simple but I can’t figure it out. I’m retired and my social security puts me below the..

Parent PLUS June 14, 2026 Column

Hi Terry, I followed your steps to consolidate my Parent Plus loans. When I got to the “Repayment Plans” steps..

Money saving repayment deals for Parent PLUS loans

Hi Terry, In your latest column you recommend consolidating Parent Plus Loans and applying for ICR plans. I’m having a..

Excess 529 funds post graduation

Hi Terry! My son just graduated from Iowa State University with a Civil Engineering Degree. It is unlikely that he..

Is Parent Plus Loans consolidation mandatory

Hello I am retired 66 yr old collecting Social Security. No additional income. I currently have $8K remaining on a..

Parent Plus Loans

Terry, So I heard your segment this past Wednesday on Parent Plus loans. I almost took your advice and consolidated..

Consolidate daughters College Loans

Hi Terri! My daughter just graduated with the Doctorate in PT and has about 100k in student loans. Her loans..

Student loan crisis, still owes ~$88,000 after 20 years of paying.

Student loan crisis-My daughter Graduated in 2011 and been paying her for portion, I just paid off my portion last..

setting up college fund for grandkids

how to set up college fund for grandkids

student loan debt

Hello Terry and associates, my name is Jimmy. I have both a son and daughter who each have their own..

529 account

Hi Terry, both my husband and I are retired and collect social security. We have two granddaughters, one has a..

Paying Student Debt

My daughter owes about 50k in student debt ( mixed different % rates) she just stated her career job, making..

Setting Up Savings Account for Child

Hi, My son is 3 years old and I want to start a savings account for him. I can’t add..

529 vs high yield savings account

Hi Terry My daughter will be heading to college this fall. we have been saving in a 529 plan. I..

Transferring leftover 529 funds to a Roth IRA

What is the proper procedure to have funds moved from a 529 college savings account to a Roth IRA? My..

Trump Accounts

Hi Terry, first let me tell you thanks for all you have done to help us with finances. You are..

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