Medicare vs ACA
Hi Terry,
My wife, two kids (10 & 7) and myself have our healthcare through the ACA. In 2026, I will turn 65. Does it make sense for me to leave my family plan in my birthday month to enroll in Medicare?
Terry Says
Whew, that is a complicated question. And we don’t know what the ACA premiums will be going forward. So it will be difficult to compare. I think you need to wait and see what those costs would be for your family, vs the cost of Medicare, plus a supplement and Part D.
Then, please read the Medicare special report on my website, and turn to an expert advisor such as eHealth.com to do the numbers for you. But you can’t do it yet until they figure out these ACA premiums.