Insurance & Annuities Questions
No SS for county retirees
Why are those that were employed by cook county have to pay for medicare? I was employed for 30 years..
Medicare
Can you clarify if you can switch from Medicare advantage plan to Medicare, as per below… Yes, you can switch..
Trust owning life insurance
Should a life insurance policy be put into The family trust?
Options for health insurance
I am at full retirement age but am still employed in a role I enjoy. My great BCBS policy is..
Long term care insurance
I am 71 and in good health. I have no family and am considering long term health insurance. I read..
Health insurance options when Advantage cancels hospital
My Medicare advantage carrier has canceled my main hospital provider. What are some of my options
Whole Life Insurance – keep or cash out and invest
Hello Terry, I listen to you each week on WGN Radio. I’m 71 yrs old retired. I am contacting you..
Best drug plans
I think Terry covered this before, but I have UHC and pay about $84 a month for coverage. A friend..
Medigap plans
You have given me valuable advise! Now looking into medigap. Do you recommend going with Plan G if we can..
Retiring at 78 employer subsided Cobra offered
My wife is 78 and has received an offer to retire with same as employed, subsidized cobra for six months...
Value of dental insurance for seniors
Terry, Have you researched the cost/benefits of dental insurance for married couple in their late 70’s? Are generally worth the..
Do I still need a personal umbrella insurance policy?
Hi Terry, I enjoy your work. My wife and I are both retired, in our 70’s, rent a small house,..
Medicare switch
I currently have plan F with BCBS, the plan was discontinued in 2020 ,but grandfathered members ,I am trying to..
CAN ANNUITY BE MOVED
I have an annuity with 1 firm can I move the whole annuity to a different company.
Variable and fixed Annuity
Our investment company, is asking my husband and me, to get a new annuity from Jackson, called a Lifetime Check...
Life insurance premium
My parents started a life insurance policy when I was young. I’m guessing to cover funeral expenses if something happened..
Choosing Medicare and suppliment
At 65 I took Medicare part A but stayed with my employer medical. I am now 79, getting ready to..
Medicare Registration Headache
Hello Terry, I am retired from my previous job. I am working full time at a different job. My wife..
COBRA utilization impact on Medicare
Terry, I listen to you every week on John William’s show and SO greatly appreciate your knowledge and candor. You..
Indexed Annuity
Hi Terry. We had lunch many years ago together. I have an American Equity income shield 10 fixed annuity. Any..