Ask Terry Questions Blue Cross and Blue Shield Plan F Secure

Blue Cross and Blue Shield Plan F Secure

By Terry Savage on January 26, 2026 | Insurance & Annuities

Dear Terry,
Yesterday I switched the Plan F Select to the Plan F Secure with a lower premium. Is it possible for me to change it to the Plan F Standard? My insurance agent said that the plan F secure was the stand plan and the best
with no restrictions to any hospitals.
Thanks

Terry Says

So then why did you make the change? Just to lower the premium? If you get sick you’ll pay more. Yes, tell them you misunderstood and change back immediately — assuming you can afford the premium. It is the most coverage!

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