Ask Terry Questions Online banking apps

Online banking apps

By Terry Savage on January 26, 2026 | Wild Card

Just bought a new car. Financed it through Kia Finance and signed up for their app, kiafinance.com. I’m planning on getting a payout quote and paying off the car by setting up a bank withdrawal from my checking account. A third party handles the transaction for Kia. With all the bank fraud schemes I’m hearing about I’m worried. Do you think this would be a safe move? Thank you.

Terry Says

If you are absolutely sure that you are on the finance company app, you can simply create an automatic monthly payment by transfer or online bill pay directly from your own bank account. That is the easiest way to do this. You don’t need to go through a third party!

Still confused? Call your bank, where you have your checking account, and give them the instructions you get from KiaFinance. They will set up a monthly payout. Just make sure you have cash in your account!

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