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Student loans

By Terry Savage on July 17, 2026 | College Savings / Student Loans

Hi Terry, my federal student loans have been in forbearance due to the save act. I’m being told I need to change my IDR plan by July 1st due to save act no longer being In effect. I have made no payments on my loans and I make about 60k a year as a case manager in a 501-3C with a BSW. What would be the best payment plan for me to choose?

Terry Says

Please read this new column and act quickly!
https://www.terrysavage.com/new-student-loan-rules/

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