Ask Terry Questions Medicare Turning 65

Medicare Turning 65

By Terry Savage on October 25, 2026 | Insurance & Annuities

I’m 64 turning 65 in march.
I’m working full time and don’t plan to retire for 2 more years….1/1/2029 Retirement date
I have full medical provided by my employer at no charge to me.
Do I have to sign up for Medicare because I’m turning 65?

Terry Says

NO! And don’t sign up for any part of it, because it would disqualify you from a Health Savings Account at work! As long as you are covered at work, you don’t need Medicare.

Start the signup process two months before you retire. That can happen any time of hte year, as it is considered a “qualifying event” retirement — and that’s when you start your search for a supplement and Part D, as well. Use this:
https://medicarepocketprotector.com/

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