Ask Terry Questions ACA health insurance penalty for 2019?

ACA health insurance penalty for 2019?

By Terry Savage on September 10, 2018 | Insurance & Annuities

Hi Terry, My boyfriend is a seasonal worker and is not insured for 4 months out of the year. We are wondering if there is still going to be a penalty this year for not having health insurance. I saw you on channel 9 a few weeks ago talking about this but I didn’t get into the room in time to hear everything you were saying. I thought from what I heard there will not be a penalty. Am I right? Thank you for your time, Kathleen Koss

Terry Says

The ACA penalty for not having insurance is eliminated for 2019 — but that doesn’t mean he doesn’t need insurance. Instead, he might consider a less comprehensive and expensive “short-term” policy — one that lasts 364 days. Check it out at



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