Advantage coverage — switch to Medicare?
Hello, my wife and I are 70 years old and have been having Advantage coverage. We don’t have serious illnesses but based on your information we would like to see if we can replace our Advantage coverage with Medicare supplements. If it’s possible to switch, do you have any recommendations? Thanks
Terry Says
The way to find out is to search on Medicare.gov — You’ll want Plan G as a supplement. So search out the costs of both. It may be a lot — because at your age, they can raise the price of the supplement, even if you don’t have an existing illness. And also check out — based on your income last year and hte year before — what the monthly premium would be for Medicare Part B.
(Here is a link to the income adjustments for Part B for 2025 — based on 2023 income:
https://thefinancebuff.com/medicare-irmaa-income-brackets.html#htoc-2025-irmaa-brackets
If you need help with this process go to www.ShipHelp.org — the state insurance programs of free advice.
