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Annual credit report — necessary if frozen?

By Terry Savage on February 21, 2021 | Credit/Debt

If I had a freeze on my credit for years , is it necessary to apply for a credit report ?

Terry Says

It’s always a good idea to get your credit report from at least one of the three bureaus, once a year.
Do that through www.AnnualCreditReport.com You never know what errors a current creditor could put on your report. A freeze only protects against fraudulently opening NEW credit.

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