Please write back and explain your reason for asking.
Are you looking for upside growth of your money with downside protection? (Is that the sales pitch you were given?)
Are you looking for higher interest rates for a period of a few years on a tax-deferred basis?
Are you looking for lifetime income — a fixed annual amount?
The word “annuities” covers a lot of territory. If you want to know ALL about all of the above, please go to Amazon and buy the latest edition of The Savage Truth on Money, and read the very long chapter explaining the different kinds of annuities, different uses for them, and the pitfalls of many sales pitches!!