Ask Terry Questions changing investment from 403 B Valic fixed account to Polaris Platinum Elite account

changing investment from 403 B Valic fixed account to Polaris Platinum Elite account

By Terry Savage on January 22, 2026 | Insurance & Annuities

Should I consider rolling over my valic fixed annuity account at 4.25% (with no fees) to Valic’s Polaris Platinum Elite 8% guaranteed for 10 years. I don’t need this money for my daily living expenses. I believe this account is SIPC, so would this be a safe choice? Thank you!

Terry Says

There’s a lot more to it than just the headline number. If you want specifics, go to
www.StanTheAnnuityMan.com and they’ll explain the risks in that Polaris offer.

You know the old saying about “too good to be true”? It’s very appropriate in this case!

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