My husband and I use an Amazon branded Chase Visa card for the majority of our expenses each month (around $9000). We pay it off in full and accumulate the “points” Amazon awards to purchase Christmas presents at the end of the year – it’s like having a “Christmas Club” account. We used to have a United branded Chase Visa card strictly for travel, to take advantage of free bags and free entrance into the United Club. The United card had a $400/year fee, we weren’t using it a lot and we cancelled it. What credit card can you recommend that has a low/no fee, and a low interest rate and maybe some travel benefits? Our credit score is in the high 700’s to low 800s. Thank you.