Ask Terry Questions Credit freeze then access

Credit freeze then access

By Terry Savage on September 30, 2018 | Credit/Debt

Hi Terry,
I have credit freeze with 3 bureaus and pins (applied on phone), can someone go online at any bureau claiming they lost pin and receive a new pin, to lift freeze if they have all your personnel info. name, address, birth date, phone # & social security #.
With thanks Laura

Terry Says

Just as there is an in-depth questionnaire required to gain access to your own credit report, there is a similar and very secure procedure to get a freeze, change it, or get a new PIN. If you haven’t tried getting your report, you should do so at — the only site guaranteed to give you a totally free report. Once you go through the process, you’ll understand the kind of questions designed to weed out fraud.



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