Ask Terry Questions credit monitoring vs freeze

credit monitoring vs freeze

By Terry Savage on May 20, 2019 | Credit/Debt

I am thinking about getting lifelock but would putting a freeze on my credit be just as good?

Terry Says

Yep.  The only difference is that if your credit is somehow breached Lifelock will help you with expenses of restoring your credit.  But if you have frozen your credit, at all three bureaus, it is unlikely that someone could assume your identity to access NEW credit.  You should still monitor your existing cards for fraudulent charges, though.  And check your bank balances securely online at least weekly, if not more often.



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