Credit rating
A couple of years back, because of an identity scare (I don’t remember the company hacked), you suggested freezing all credit reports. I did this. Is it OK to unfreeze the three credit companies now or better to wait?
Terry Says
If you’re not applying for new credit (or taking out a life insurance policy, or getting new auto insurance) then I see no reason to “un-freeze” your credit. That freeze keeps someone from opening NEW credit in your name. But you should still check your report annually through www.AnnualCreditReport.com.