Ask Terry Questions Credit report freeze or lock?

Credit report freeze or lock?

By Terry Savage on December 27, 2020 | Credit/Debt

My 3 credit reports are all frozen and I am wondering what the difference between a freeze and a lock are. Is a freeze adequate or is there a benefit for paying for a lock?

Terry Says

A freeze is free and serves the same purpose. It’s a distinction without much difference – except the price!

money

ASK TERRY

a personal
finance question