Ask Terry Questions Credit score

Credit score

By Terry Savage on March 11, 2023 | Credit/Debt

My daughter keeps checking her credit score and seems like it keeps going down. She use her credit card for business travel expenses and pays it off each month. Would that impact her credit score?

Terry Says

As long as she pays promptly and in full, her score should remain the same or go up. Have there been recent inquiries for new credit she might have applied for? That could ding her score.
I suggest she sign up at — they will send her score to her whenever it changes. That way it doesn’t look like she is desperately checking her score — another potential indicator of trouble!

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