Ask Terry Questions CREDIT SCORE


By Terry Savage on August 05, 2017 | Credit/Debt

How do I build my credit score with no credit history?

Terry Says

That's an easy one!  Just go to by following this link to the secured card section.  A secured card requires no credit history.  Instead you make a deposit in a savings account at the bank that offers you a credit card. The amount of your deposit becomes your "line of credit."  Use it carefully, repay in full and on time every month.  And they will report your good payment habits to the credit bureaus.  That will start to build your credit report.  Soon you'll be getting offers from other card issuers.



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