Oh, that is ALL important information. You need to become independent. And you need an understanding of which debts are your responsibility. Do all that, before seeing an attorney about a divorce.
The place to get this kind of credit help is the National Foundation for Credit Counseling. Call 800-388-2227 to be connected to the nearest local office. You can trust them and it is typically free or very low cost.
Be prepared when you call. Make a list of all the bills that you know are outstanding. Get your credit report from just one of the three bureaus –totally free at www.AnnualCreditReport.com (you don’t have to sign up for protection services). It would also help if you had a copy of last year’s tax return. That’s because they need to know whether it’s HIS credit that’s messing up your credit!! (That means you’ll have to have his SS number too — especially if you have credit jointly and filed a joint tax return.)
So, even if you don’t have all these things, give them a call and get started today.