First of all, don’t let your brother worry about Social Security “running out of money.” They will PRINT the money to give to people. Still it won’t be easy to live on SS and his small pension. I would suggest he put his stimulus check in the BANK in a Money Market Deposit account, so he can use it whenever he needs it. He won’t earn much, if anything, in the way of interest — but he won’t lose a penny! And that’s the most important thing. This is NOT the time to be speculating in stocks for someone in his position.