Financial situation overwhelming
We need consultation on how to get out of deep debt for good with alot of denial as a major part and taking out bank loans and putting off mortgage payments later in a temporary bandaid.
Terry Says
OK, you need credit counseling you can trust. And the ONLY organization I recommend is the National Foundation for Credit Counseling. Call them at 800-388-2227. You will be connected to the nearest local member agency. You can trust their advice. It is typically free or very inexpensive. Gather all your information and go in for a personal meeting, although you can discuss it on the phone. But given your current situation, as you describe, I suggest you (and your spouse) do this together. They have an amazing track record of helping people in your situation.