Ask Terry Questions Healthcare before 65 no job

Healthcare before 65 no job

By Terry Savage on August 18, 2024 | Insurance & Annuities

My cobra runs out at age 64 and 4 months. I am unmarried and no access to another health care plan. Is ACA the only/best option and are there reputable groups helping to sort through the options? Thanks.

Terry Says

Yes, you should go to the Healthcare.gov website to search for a plan. Unfortunately, short term individual private policies are now limited to 6 months duration. So you’d have a gap of a couple of months before Medicare starts. You don’t want to leave yourself exposed that way.

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