Ask Terry Questions Medicare advantage v supplement

Medicare advantage v supplement

By Terry Savage on February 08, 2022 | Insurance & Annuities

I think I’ve heard u advise supplement over advantage b/c not restricted network of providers. Is that right? Also heard u say supplement plan g is best value, right? Thx

Terry Says

Plan F is no longer being offered to new applicants, so the best plan is now Plan G.

I have written about the pitfalls of Medicare Advantage plans here.

Medicare Advantage plans look like a great deal with low or even no monthly premiums — until you get sick! Then you run into the service limitations and co-payment costs, which can eat up all your years of monthly premium subsidies!

I understand that many people can’t afford the Supplement premiums, and are sort of forced into Medicare Advantage. But someone has to pay for all those “freebies’ they offer. Stay well, and it won’t be you!

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