Medicare enrollment while still working
I turned 65 Sep 18th. I am still working and have health coverage. I plan to work at least until the middle of next year.
My understanding was that I could/should enroll in Medicare from 3 months before to 3 months after my birthday so I did so.
I did not elect to take any benefits (either medicare or social security).
I caught the back end of when you were on WGN and heard something that makes me ask – did I make a mistake by enrolling while I am still working?
Terry Says
There is no point to enrolling in Medicare while you are still working and have employer medical insurance coverage — UNLESS your employer plan requires you to enroll. Many small business insurance plans (fewer than 20 employees) DO require employees to enroll in Medicare as soon as they are eligible.
You don’t even want to enroll in Part A, which is free, if you have a Health Savings Account with your employer, since you can no longer contribute after you enroll in Medicare.
