Ask Terry Questions Paying off credit cards

Paying off credit cards

By Terry Savage on September 26, 2023 | Credit/Debt

I am in the process off paying off all my credit cards and once I do should I then call and cancel them or leave the cards open !! I don’t want to hurt my credit score thank you.

Terry Says

Good for you!! Congratulations! Keep your oldest two cards, and use them every month — and be sure to pay in full and on time. That will keep your credit score high. You can close the other cards over the next few months.

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