Social Security
I’m planning on claiming my Ss at 67, husband will take his at 70. I see my spousal ss (50% of his benefit at full retirement age,67) is a higher amount than mine at 67. How do I claim the higher amount at 67?
Reminder, we are both alive, not talking about the death benefit. We don’t want to leave money on the table.
Thank you, I listen to WGN and respect your opinion!!
Terry Says
Wait until your full retirement age — or actually two months before that. Then you can apply for spousal benefits — IF half of his benefit at HIS Full Retirement Age is larger than your own benefit. Remember, you only get half of his benefit that he would have received at HIS full retirement age — and do not get half of the higher benefit that comes from his delayed retirement credits!
