Ask Terry Questions Social security

Social security

By Terry Savage on October 14, 2025 | Social Security

When you turn 65 do you have to enroll or file for social security?

Terry Says

You should wait until your FULL RETIREMENT AGE — which is closer to age 67! That way your benefits won’t be reduced. Read this: https://www.terrysavage.com/when-to-take-social-security/

And check out this page from SS: https://www.ssa.gov/benefits/retirement/planner/agereduction.html

money

ASK TERRY

a personal
finance question