The “BrightDirections” Illinois plan is sold by advisors, has different investments — and significantly higher annual expenses taken out of the portfolio!
I’m not sure whether you can transfer assets from Bright Directions into Bright Start. I’d suggest contacting BrightStart to see if this is possible. Their number is 1-877-432-7444.
If you can transfer, you should do so — but the account “title” will have to be the same (ie in your husband’s name as owner). If you can’t transfer, Id suggest that all future contributions be made to the BrightStart plan that has infinitesimal fees!