Uncategorized Questions
Social Security Decision
The decision about exactly when to claim your Social Security benefits is roiling households of baby boomers across the nation,...
Small Biz Health Insurance Deal
If you work for a small business that does not offer health insurance, this column is for you. It falls...
Measuring Up
You’d think that, in a world where so much information is readily accessible, people wouldn’t need much help gaining perspective...
Sell Down to the Sleeping Point
My recent column on investors seeking safety resulted in many questions on my Ask Terry blog at TerrySavage.com. Obviously, many...
Stock Market Panic
Worried about the stock market yet? Perhaps you should be. The price of stocks always reflects both the current business...
Earnings Season
It’s “earnings season” again – the quarterly period when public companies report their profits, and more. Both anticipation and results...
Beware of Bonds
Bonds are traditionally viewed as the safest of investments. But that myth may be shattered in the months ahead, whether...
The Search for Yield
The stock market cheered signals that the Federal Reserve will cut interest rates this month. There was no complaint from...
Time for Risk Management
Whether you’re trying to decide how to invest or considering the prospects for a better job, the economic outlook has...
Cut Student Loan Rates!
Student loans are about to become a big political issue in the 2020 election. That’s a shame because it guarantees...
Keeping Score of Your Credit
Your credit score affects almost every aspect of your financial life — not only the rate you will pay on...
Beware New “Best Interests” Standard
The SEC has just passed a new regulation called the “best interest standard.” The title of the rule — and...
The Long Run?
People buy lottery tickets with astronomical odds against winning. (I must confess, I do that myself when the jackpot is...
Five Tips for College Grads
If you have a child graduating college this spring, it’s quite an accomplishment — not only for them, but for...
A Lonely Problem
The baby boom generation is getting a new name: The Loneliest Generation. About one in 11 Americans age 50 and...
Student Loan Rates Drop — Still Not Great Deal
There’s a bit of good news for those taking out student loans for the 2019-2020 school year, which begins this...
Inheriting an IRA
As America ages, it’s likely that more people will inherit substantial Individual Retirement Accounts. What you do next will make...
Congrats, Grad. Now Repay Debt
Congratulations, college grad. Your first challenge is finding a job, and perhaps a place to live. The second challenge is...
Social Security, Medicare Key Facts
Americans are woefully uneducated about Social Security and Medicare — and that creates some expensive mistakes. Here are a few...
Roth Conversions
In a recent column, I mentioned the importance of tax planning for your retirement assets. We are living in a...