Uncategorized Questions
Credit Card Warnings — and Trusted Help
Some of my best column ideas come from you, my readers. The example below was posted on my AskTerry blog...
Reverse Mortgages Explained
For seniors who own their own home (fully paid off or with a small remaining mortgage), but need more income,...
Social Security Commissioner Steps Up!
New Social Security Commissioner Martin O’Malley has just taken a major step to offer immediate relief to those facing clawbacks....
Dangers of Debt
Let’s stop ignoring $1.3 trillion in credit card debt owed by millions of Americans. Perhaps by you. Even if you...
T-Bills (still) beat most CDs
U.S. Treasury Bill interest rates are still mostly higher than the comparable bank CDs. As of April 23, 2025, the yield...
A Victory on Social Security Horror Stories
We made a difference! At last some good news for victims of Social Security clawbacks. These Social Security Horror Stories...
Tax Filing Ironies
Your income tax return must be filed any minute not – unless you’re one of those 91 million people who...
A Widow’s Guide
On average, women live longer than men. It’s an actuarial fact known by every insurance company and financial planner. At...
FAFSA and Medicare Timely Updates
Todays column focuses on two time-critical updates on recent columns. The first is for younger families who are seeking financial...
Forget Flowers – Get Money Powers
Financial power is a far more valuable commodity than all the hearts and flowers sent on Valentine’s Day. Proof comes...
How Long Will You Live?
Here’s a personal question: How long do you think you’ll live? Most people will roll their eyes, believing that only...
Advantage Crunch Arrives
Medicare Advantage is causing huge losses for insurers like Humana, which recently reported a surprising loss, attributed to higher spending...
All Good News . . .But
The good news is in the headlines. On the same day that the S&P 500 stock index hit all-time highs,...
Is Bitcoin for You?
Bitcoin is making headlines, as the regulators have finally approved a way to “invest” that doesn’t require a crypto wallet,...
New FAFSA
There’s a problem with FAFSA. If you’re a high school senior now applying for college, you should already be in...
10 Money Tips to Do NOW!
You started the year with such good intentions. But did you write down the most important things to accomplish in...
Fraud vs. Scams
Don’t count on your bank to replace your money if you’ve been taken by a scam. It all depends on...
The Gift of Financial Organization
The gift of financial peace of mind is priceless. And it all starts with organization. Instead of waking up in...
Extended! Student Loan Year-End Deadline
Update 12/19: The Admnistration just extended the year-end deadline for all borrowers by 4 months -- until April 30, 2023....
Planning for a Disabled Child or Adult
Could you make a financial plan to provide for three instead of just two life time retirements? That’s exactly the...