Uncategorized Questions
Fed & Election Year Politics
Here's a short special column intended to deal with the question of whether the Fed has any particular political inclination...
Living Longer
How long do you think you’ll live? That’s not an idle question, since so much of your financial planning depends...
Scholarship Time
Announcing free money! Did that get your attention? If you have a high school child or grandchild, don’t let them...
No Place to Hide
The world is awash in geo-political confusion. In England, a new Labor government was just elected by a landslide, after...
Statute of Limitations on Clawbacks
Most people would agree that for horrendous crimes there should be no statute of limitations for prosecution. For example, the...
Dangerous Stock Market Complacency?
The stock market keeps reaching new highs on the major indices – The Dow Jones Industrial Average, The S&P 500,...
What Recession?
More than half of Americans – 56% to be exact – believe the United States is in a recession, according...
Stealing Your Secrets
Identity thieves have a new way of gaining access to your finances. Even if you’ve frozen your credit report, they...
Homeowner’s Insurance — Or Not?
If you own your own home, it’s no surprise that your homeowner’s insurance premium has soared. Opening that bill, you...
Long Term Care Insurance — A Creative Way to Pay
The most unexpected and costly expense of retirement is the need to pay for long term custodial care – a...
News on Student Loans and Credit Card Rules
Consumers just got some good news about a student loan forgiveness extension and about protections on credit card late payment...
Changing Work World
The unemployment numbers are encouraging. The unemployment rate has remained below 4% for 27 months, the longest streak since the...
Rollover Advice Rule
Have you noticed how much your 40l(k) plan has grown over the years? There’s now nearly $11 trillion in these...
Where’s My Refund?
What do you do if your IRS tax refund still hasn’t arrived? Now that the IRS has received most 2023...
Warning on Credit Repair and Chasing Rewards
In my recent column about credit card warnings, I explained the dangers of zero-interest cards, particularly those offered by retail...
Credit Card Warnings — and Trusted Help
Some of my best column ideas come from you, my readers. The example below was posted on my AskTerry blog...
Reverse Mortgages Explained
For seniors who own their own home (fully paid off or with a small remaining mortgage), but need more income,...
Social Security Commissioner Steps Up!
New Social Security Commissioner Martin O’Malley has just taken a major step to offer immediate relief to those facing clawbacks....
Dangers of Debt
Let’s stop ignoring $1.3 trillion in credit card debt owed by millions of Americans. Perhaps by you. Even if you...
A Victory on Social Security Horror Stories
We made a difference! At last some good news for victims of Social Security clawbacks. These Social Security Horror Stories...
