Uncategorized Questions
VA Loans
In an election year it’s all too easy to forget the Veteran’s Day holiday on November 11th, even though all...
Part D — How to Choose
Medicare’s drug coverage has been dramatically changed for 2025. Figuring out what you should do is one of the most...
Medicare Open Enrollment 2024
Medicare Open Enrollment in 2024 runs from October 15 through December 7th. This year, more than any previous year, it...
Medicare Open Enrollment — Big Changes!
It’s time for Medicare Open Enrollment, the few weeks between October 15 and December 7 when all current Medicare beneficiaries...
Selling Your Home? Know this!
Despite the soaring value of the stock market, residential homes are considered the largest asset class in the country. The...
Valuing College
There is no doubt that a college education is a key ingredient in future success – although these days many...
Help for Credit Card Debt
Credit card debt is soaring, interest rates on balances has moved into the 30% range on many cards, and delinquencies...
Alone and Older
This column was prompted by a call to a radio program from a man who explained that he is fairly...
History Says Americans Overloaded in Stocks
Famed market commentator Dennis Gartman no longer writes a daily letter. But when he sends out a special bulletin, I...
REAL Financial Planning
Caution: Read this column only if the idea of “running out of money” in your lifetime (with the exception of...
The Fed, Money & Markets
The Fed has spoken. Chairman Jay Powell clearly declared victory over inflation at his annual Jackson Hole, Wyoming press conference....
Mind the Insurance Gap
Nothing could be more devastating to your personal finances than an uninsured illness or accident. Yet each year, many Americans...
Finding Trusted Financial Advice
Whether your retiring and rolling over your 40l(k) or just starting to build your financial future, it pays to get...
What’s in YOUR 40lk?
What’s inside your retirement plan? That’s a question every boomer should be asking these days, according to Ron Surz, of...
Fed & Election Year Politics
Here's a short special column intended to deal with the question of whether the Fed has any particular political inclination...
Living Longer
How long do you think you’ll live? That’s not an idle question, since so much of your financial planning depends...
Scholarship Time
Announcing free money! Did that get your attention? If you have a high school child or grandchild, don’t let them...
No Place to Hide
The world is awash in geo-political confusion. In England, a new Labor government was just elected by a landslide, after...
Statute of Limitations on Clawbacks
Most people would agree that for horrendous crimes there should be no statute of limitations for prosecution. For example, the...
Dangerous Stock Market Complacency?
The stock market keeps reaching new highs on the major indices – The Dow Jones Industrial Average, The S&P 500,...