Uncategorized Questions
Know What You Own
Long ago, when Americans mostly owned stocks and mutual funds in accounts of retirement plans and IRAs, December was known...
Know What You Own
Long ago, when Americans mostly owned stocks and mutual funds in accounts outside of retirement plans and IRAs, December was...
Thanksgiving — and beyond
At this time of year the headlines are filled with “holiday shopping deals” as stores advertise the best prices on...
Charity Contributions from IRA RMD
It’s the season of the year when thoughts turn to charitable gifts and IRA required minimum distributions. With deference to...
Social Security Horror Stories — The Book & Website
Social Security is clawing back $21.6 Billion in mistaken overpayments to elderly retirees and disabled people because the agency miscalculated...
I-Bond Rate Update (and some advice!)
Remember when you rushed to buy Series I bonds a year ago, before November 1, 2022, to get that astounding...
The Wizard of Fed
Every Fed meeting is second-guessed by the markets –and the latest is no exception. No one can deny the power...
Disadvantages of Medicare Advantage
As Medicare open enrollment continues through December 7, it appears those media commercials for Advantage plans are working. Now, more...
Calculating your RMD
If you have a retirement account – and IRA, 40l(k), 403(b) or other “qualified” retirement account -- and you are,...
College Application Time
High school seniors and their parents are thinking past Homecoming to CollegeGoing! This is the moment when families should start...
Medicare Open Enrollment
Note: Updated to add the ONLY and BEST Medicare supplement plan for all NEW applicants: Plan G! It’s that time...
Debt in Retirement
There’s a personal debt crisis coming. I see it in the posts on the “AskTerry “ section of my website,...
Turning Points
Summer is over and autumn is here. You’re not surprised to see Halloween candy on the shelves of your local...
Surviving a Recession
Will you be able to survive a recession? The odds are rising that a recession will arrive sooner rather than...
Resources for Seniors
Approximately 27% of U.S. adults aged 60 and older were living alone in 2020, according to the Pew Research Center...
High Rates for How Long?
Do you have “chicken money” – money that you want to protect from risk? If so, it should be in...
Medicaid Lost Insurance
How would it feel to suddenly lose your health insurance? Frightening? Vulnerable? Well, 4 million Americans, including families with small...
Fast Money
Money if moving faster than ever, and that’s a good thing for businesses, consumers, and the entire economy. The Federal...
What’s Your Score?
The United States’ credit standing was downgraded from AAA to AA+ by Fitch, one of the rating agencies. It was...
Student Loan Sticker Shock
Get ready for a budget shock. You knew it was coming – the onset of student loan repayments. But did...
