Uncategorized Questions
What Recession?
More than half of Americans – 56% to be exact – believe the United States is in a recession, according...
Stealing Your Secrets
Identity thieves have a new way of gaining access to your finances. Even if you’ve frozen your credit report, they...
Homeowner’s Insurance — Or Not?
If you own your own home, it’s no surprise that your homeowner’s insurance premium has soared. Opening that bill, you...
Long Term Care Insurance — A Creative Way to Pay
The most unexpected and costly expense of retirement is the need to pay for long term custodial care – a...
News on Student Loans and Credit Card Rules
Consumers just got some good news about a student loan forgiveness extension and about protections on credit card late payment...
Changing Work World
The unemployment numbers are encouraging. The unemployment rate has remained below 4% for 27 months, the longest streak since the...
Rollover Advice Rule
Have you noticed how much your 40l(k) plan has grown over the years? There’s now nearly $11 trillion in these...
Where’s My Refund?
What do you do if your IRS tax refund still hasn’t arrived? Now that the IRS has received most 2023...
Warning on Credit Repair and Chasing Rewards
In my recent column about credit card warnings, I explained the dangers of zero-interest cards, particularly those offered by retail...
Credit Card Warnings — and Trusted Help
Some of my best column ideas come from you, my readers. The example below was posted on my AskTerry blog...
Reverse Mortgages Explained
For seniors who own their own home (fully paid off or with a small remaining mortgage), but need more income,...
Social Security Commissioner Steps Up!
New Social Security Commissioner Martin O’Malley has just taken a major step to offer immediate relief to those facing clawbacks....
Dangers of Debt
Let’s stop ignoring $1.3 trillion in credit card debt owed by millions of Americans. Perhaps by you. Even if you...
A Victory on Social Security Horror Stories
We made a difference! At last some good news for victims of Social Security clawbacks. These Social Security Horror Stories...
Tax Filing Ironies
Your income tax return must be filed any minute not – unless you’re one of those 91 million people who...
A Widow’s Guide
On average, women live longer than men. It’s an actuarial fact known by every insurance company and financial planner. At...
FAFSA and Medicare Timely Updates
Todays column focuses on two time-critical updates on recent columns. The first is for younger families who are seeking financial...
Forget Flowers – Get Money Powers
Financial power is a far more valuable commodity than all the hearts and flowers sent on Valentine’s Day. Proof comes...
How Long Will You Live?
Here’s a personal question: How long do you think you’ll live? Most people will roll their eyes, believing that only...
Advantage Crunch Arrives
Medicare Advantage is causing huge losses for insurers like Humana, which recently reported a surprising loss, attributed to higher spending...