College Savings / Student Loans Questions

refinancing school loan

I have $50K school loan at a variable rate. Since interest rates are supposed to increase several times in 2022,..

529 plans and financial aid

Which arrangement is less likely to result in a cut in financial aid: a parent or a grandparent 529 plan?

Bonds to our 4 great-grandkids 3 yrs

What type of bond to give? Also,20 or 30 years? Thank you Terry. I listen to you and John W...

529 vs minors account in stock market

I have a newborn grand daughter and I would like to give 5,000. to her for future needs. I am..

student loan interest

My two children have student loans and have continued to make payments during the pandemic. They both received a form..

Paying for College

Hi Terry: Our oldest son is a sophomore in college, we have a 2nd son that will be a freshman..

paying off student loan before forbearance is over

Hi Terry, I have been making payments towards my federal student loans throughout the pandemic. It says all of the..

Son’s student loan forgiveness(Government Job)

My son, who works for the fish and game in Idaho, would be eligible for loan forgiveness. However, in order..

Gifting to five great-grandkids of what?

My wife and I are blessed and lucky to have four great-grandchildren under four years old. One more due April...

Parent Plus loan on disability income

Our daughter has just completed her degree in December 2021. In addition to the regular student loans in her name,..

529 accounts — grandparent or parent?

I have opened and contributed to college savings accounts for my 3 grandchildren – ages 12, 16 and 17. The..

Income based payment plan for parent plus loan

I have a parent plus loan of about 133K. The loan is on my name. I am retired. We are..

student loan payoff

My student loan is 29,500. I have the opportunity to pay it off right now but I was wondering if..

Public loan forgiveness vs consolidation

Hi Terry, I just started the process of consolidating my ffelp loans for the public service forgiveness . The new..

GRANDDAUGHTER SAVINGS, SCHOOL, OR IRA/?

Granddaughter turning 17 would like to help, open bank acct., I.R.A., long term with Fidelity , etc. ? I don’t..

PARENT PLUS LOAN

MY HUSBAND HAS A PARENT PLUS LOAN THAT HAS HIS CHILDREN’S NAMES ON THEM AS WELL. ARE THEY EQUALLY RESPONSIBLE..

Student Loans

You answered a question about student loans and should they be paid off or not. You also talked about at..

Student loan refinance

Hi Terry. We would like to refinance our sons student loan. Do you have any recommendations? Thank you.

Disabled senior’s student loans STILL not forgiven!

I was fully-disabled over 21 years ago and was promised then my student loans would be forgiven. They Never Were..

Student loan

A friend( I actually have one) has a $30K student loan. 77 years old and doesn’t make payments! He figures..

money

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