Financial Planning / Retirement Questions

What is the best date or time of month and year to retire, for a FERS federal civilian employee, in..

My advisor doesn’t charge he says. Does Ed Jones only charge on buying and trading and investing my funds?

Many years ago I had a financial advisor at American Express – he was terrific but when they switched to..

Hi Terry, I recently sold my condo and netted about 75k. I paid off all my debt and some of..

My employer is closing out their pension fund and will be distributing all funds to the employees. I am 55..

I need help in choosing wisely which is the better Annuity payout plan. I am 70 1/2 yrs old my..

I am looking for a reputable financial planner. My wife and I are retired and although we have pension and..

In two years I will be 70 and my wife will be 66. I amy trying to figure out whether..

My sister age 72 passed away in February of 2018 she has an IRA at UBS, I do not believe..

Who is a good choice to help with balancing financial plans? An investment company or someone at a bank? This..

Good morning. How do I start a Roth IRA? What are the steps? Do I have to go through a..

I am 63 years old, I have been informed by a former employer that I can take a lump sum,..

What is a good investment strategy for my mom who is 68 years old with just social security benefits and..

Terry you helped us before with Irs trying to collect 13,000 on our home equity payment. We won thanks for..

We have $1,800,000 in retirement savings. We have no debt. We could take lump sum payments on our pensions that..

Typically I receive a bi-weekly check, which is naturally taxed. And from the net income I'm able to contribute some..

How do financial advisors make money on accounts, and how much?

Hello Terry. Actually, I have 2 questions. Question #1: I don't think I've heard anything about the standard deduction of..

Hello Terry, How should someone balance saving for retirement (for me, 30-35 years from now) versus saving for medium-term goals..

Hi Terry! After talking with way too many 'professional planners' who don't seem to get what I'm talking about, my..