Financial Planning / Retirement Questions
Social Security Payment Reductions (radio ad)
I keep hearing an advertisement on conservative talk radio that gives a Web site called socialsecurityfree.com that says the government...
Trust or Will ?
Hi Terry,my wife and i are in our early fifties with one son.We have a house in Illinois,which is almost...
Taking social security early or not?
I disagree with my wife and say we should hold off taking her social security until she is 70. I...
Reduced Social Security Benefit for County Pensioners
My husband "retired" in 2003 from the Cook County State's Attorney's office and receives a pension from the County. He...
first time home purchase with divorce settlement money?
Terry, I am recently divorced and am earning about 28,000 a year in my job. i received all my ex-husband's...
When to take social security when paying mortgage
Terry, both my wife and myself look forward to your advice and consider you as our goddess of financial planning....
IRA’s for adult children
Terry, can a parent put away money for an adult child via an ira or Roth ira directly or do...
Karen Vogelsang
Terry: I need your help! When you spoke at our event in Valpo a few years back, a client thought...
Social Security not enough for senior to live on
I am receiving $891.00 per month for my social security disability and 53.00 for food coupons. As you can see...
Retired at 62
Hi Terry, I'm 62yrs old, retired, collecting a small pension and social security. Any suggestion on tax shelters? I don't...
Retired Seniors –tax deferred investments?
Hi Terry, I recently sold my home & also had a 5 yr. CD mature , so I need advice...
Traditional IRA renewal
I have a traditional bank IRA cd maturing in a few weeks.($120,000) Because of the unstable & low interest rates...
Traditional IRA Renewal
I have a traditional bank IRA CD maturing in a few weeks ($120,000). Because of the unstable & low interest...
Retirement accounts
I am retired and my wife is retiring at the end of this month. should we combine our retirement funds...
Retirement Advice
Hi Terry.. I am a 59 year old male and am seeking some retirement advice. Due to the job market...
Fixed Annuities for Seniors
Looking for some of your thoughts on fixed annuities through my bank to rollover traditional IRA CD that has matured....
Thanks for the great ideas re my non-equity IRA!
Hi Terry, I appreciate your thoughtful and wide-ranging reply to my non-equity IRA question. Based on your advice to others,...
Adding to 401k?
HI, I have money in my savings account that I need to do something with - I had previously sent...
IRA CD
Hello Terry, My traditional IRA CD is maturing soon. My bank is trying to convince me that I should renew...
Where to invest non-equity portion of IRA
Terry, you have given sage advice on investments over the years which I have employed personally such as my "chicken...
