Financial Planning / Retirement Questions

Should an IRA account be placed in a Trust?

Hi Terry, I need help finding someone to help with back taxes. They are small amounts the government owes me...

I wonder if you could discuss the IRMAA “cliff” that folks can run afoul of, and how to avoid it.

I am 77 single female income Social Security. I have had Plan F (Blue Cross) since 2011.I was just listening..

My lawyer is telling me that even if I do a RLT for my house, I still should also have..

I am 73 years old. I’ve been collecting ss since I turned 70. How do I check to make sure..

Terry, I left my job and took my 401k and moved $8000 to a new 401k and took $9000 for..

I will retire in Oct 2024 and turn 65 in Nov 2024 What is the best way to invest my..

I am 88 years old and have $300,000 in IRA. Is there any way to reduce taxes?

I will be retiring from law enforcement in 2024 and will only have 15 years of pension. At retirement, I..

When I die will my ex wife be able to get my social security benefits?

I will be 73 next year when I will be required to take a yet to be determined minimum amount..

I am not yet 65, but take RMD every year since 2019 as a result of inheriting an IRA. Amounts..

Hello Terry, enjoyed your 60 minutes segment it was very informative. If I could ask a question, it’s in regards..

Friend out of work for 5 years. Worked for decades in landscaping and concrete. Cancer and other health issues made..

I’ll be 40 in February. I have a term life policy that will cover all debt and hopefully college tuition..

Just read your article on RMD’s. You said, calculations were based on the total of all retirement accounts held. Does..

I was the sole beneficiary of a friends Roth Ira. He passed away in December 2022. I am 11 years..

Hi terry. Are tbills safe to invest in? Iam 70 and have a 403b, should i withdrawal some and invest..

I have a daughter who is 37. Is there a book or web site I can give to her to..