Financial Planning / Retirement Questions

Hello, My husband pasted away 6.5 years ago. He was 59 (born in 1957) and I was 55 (born in..

I retired in 2014. My 401K has 57.8% in Target Retirement 2020 Fund and 47.2% in Blackrock U.S. Equity Index...

Hi Terry, After reading your column “Is Social Security going broke?” I wonder if I should stick with my plan..

my husband thinks we should start collecting (we will both be 67 this year) and putting it away for retirement..

My Mother In Law has land in Mississippi that she needs to sell, she just keeps telling us that she..

I’m VERY concerned about this debt ceiling. I was thinking of moving some of my retirement (annuity) to a CD..

Terry, I turned 65 last March, I am thinking about taking my pension December of 2023. As owner of the..

I’m concerned about both my traditional and Roth IRAs with Merrill Lynch. It seems they charge fees comparable to any/all..

Terry , I recently received a “notice of intent to terminate ” my pension plan. This plan was frozen in..

I have 4 Roth IRA’s set up in my name, each with one of my children as the primary beneficiary..

My husband’s Parkinson’s has progressed rapidly. I need to use his IRA. I have access. Our assets: 330,00 (his IRA,our..

Hi Terry, Is there any benefit to keeping funds in a 401K after retirement or is it always best to..

Please provide the software tool for maximizing one’s SS

I’m 70 can claim social security while I’m still working

Hi Terry, I am currently playing 1% to my financial planner. Do you think it’s wise to have a financial..

What is the website that will help maximize your SS benefits? I believe it costs $35? Thanks

I’m 81, own my own small home in Waukegan..no debt. My $550K with Morgan Stanley continually loses money (they say..

Hi Terry, I have 3 traditional IRAs, with Fidelity, Edward Jones, and Vanguard – total portfolio value is about $275,000...

What is your opinion of the following: (I am 80 and do not need the funds as pension and SS..

My husband and I purchased a home (primary) in 1994. My husband passed in 2022. When I sell my house..