Financial Planning / Retirement Questions
Saving for Retirement
I don’t have an IRA saving how do I save money for my retirement? Can I do it through my..
Retiring at age 75 or 80
I want to work as long as I can because I enjoy my work. (I am a high school teacher.)..
retirement investments
we are just getting out of credit card debt have 2 car loans a primary house loan and a lake..
Retirement
Greetings Terry, I’ve been at my job just over 15 years now & been contributing to my companies 401k plan..
Defining ownership of retirement account and tax info
Terry, My husband retired and has a decent account with Fidelity. His name only is on the account. My question..
How to open retirement account
I am a childcare provider. In this profession there is no 401 k or retirement savings for this profession what..
Personal IRA
I own a small business with four employees. I would like to provide for them and myself The start of..
Fixed annuities
Is it a good idea to open a fixed annuity account ? Im 72 widowed don’t need money right away...
Social Security
Hi Terry, My question regards how social security determines monthly benefit based on previous salary. I am a little over..
RMD — take now or wait?
My husband is now to have a RMD deduction. We want to know if we should take the monies in..
Retirement Timing
Hi Terry, I enjoy listening to you on WGN radio. My question is related to retirement timing. I am 67..
Transfer of Assets
I would like to transfer the assets of a mutual fund directly to another mutual fund at a different company...
Withdrawing for 401k
Buying a home . Want to pay using funds from 401k.. purchase price 425k. My present home is paidfore and..
Lack of Withholding Tax on paycheck for retiree
I am a 67 year old retired health care professional who decided to go back to work as a PRN..
death benefit
What is the most efficient idea for me to take my husband’s IRA? Do I need to take his RMD..
RMDs and QCDs
Using my RMD, I want to take a qualified charitable distribution to donate to a capital campaign. Is this a..
Moving % of 401K to Money Market
I hope to retire at the end of 2023. I’ve been fully employed with the same company for 35 years,..
Claiming my Social security
I am receiving spousal support currently. My birthday is July 12. I will be 70 years old. What do I..
Fiduciary vs Non-Fiduciary
Is there any benefit on using a financial advisor that is a fiduciary? Is it important for your advisor to..
teen’s first job
My grandson is starting his first job this summer. He is a jr. in HS. His father is very bad..