Financial Planning / Retirement Questions
I bond and estate planning
I just bought 10,000 dollar I bond. I am a 63, widowed with 2 adult children, I live in NY,..
Social Security death benefit
My husband passed away in 2013, can I collect his Social Security when I turn 62? I am still working..
Purchasing Bonds in my iRA
I am 70 and retired. My IRA was invested in an Ameritrade account and is loosing ground quickly. I have..
Home equity loan — Tap into IRA to pay it off?
My wife and I have approximately $108,000 to pay on our home equity loan. It is a variable rate based..
Medicare IRMAA Adjustment Downward?
Hi Terry! I am new to Medicare as of this year, September 2022. I am being charged a very high..
I bonds
Hi. I am 77 and my husband is 93. Is it a good idea for us to buy these bonds...
Estate Planning
Planning your Estate How can I get copies of the documents> Thanks
401K Transfer to Traditional IRA
This is a two part question. I recently retired, and I have closed out my 401K. Fidelity wouldn’t do a..
Financial plan/estate plan
I am 78 years old, am retired on Social Security, live alone, have no children or heirs, and am living..
Social Security Mistakes
Dear Terry, I don’t have a question. I just wanted to say how much I agree with your article in..
Roth IRA
I am 60. I stopped contributing to my roth ira on a friends advice. Should I start contributing again
Social Security Benefits – Should I be worried?
Hi Terry – I regularly listen to you on WGN and read your newsletter. My wife and I started taking..
Social Security Benefit Estimate and Recent Inflation
Hi Terry. Thanks for your commonsense advice. My wife and I are always happy when we catch your segment on..
Revocable Living Trust
Does each spouse have their own revocable living trust using their own social security number or does one trust cover..
Living Will
Both my husband and I have the Illinois Statutory Short Form Power of Attorney for Health Care. How is this..
Extra Social Security Deposit
I listen to you every week on the WGN John Williams show. I find it very interesting and informative. I..
social security widow’s benefit
My husband passed when I was 60. I began collecting my benefit at age 62 and was told by the..
Extra payment from Social Security
Some people received an extra money from Social Security this month. It wasn’t a full payment. My boss and his..
Social Security extra payment in my account this month
I did listen to you on The Business Report with John Williams this past Wednesday. By any chance did you..
RMDS for IRA and Conversions to Roth after you start taking RMDS.
I will be 72 in May 2023. I understand my RMD set on Dec 31, 2022. Is that recalculated each..
