Financial Planning / Retirement Questions

In the 70s I opted out of Social Security for religious reasons I had less than 40 quarters before I..

I recently divorced. We are supposed to split our two properties. Secondary home in Florida and condo in Illinois. We..

My husband is 78 years old. I turn 70 years old in Sept 2022. For the past few years, I..

I am 68 and am not collecting social security now. We plan on waiting until I’m 70. My husband is..

What percentage of my retirement savings should i put into an annuity? My advisor says i should move 50-60% of..

Hi Terry, love your website. Currently retired, married, no debt whatsoever. Both of us drawing nice pensions, but no social..

It seems I hear advice from my FA about allocations and positioning regardless of my age, but when I ask..

I am going take my SS April 2023 full 66 and 4 month. I’m still working self employed painter My..

What amount does surviving spouse when other spouse dies? Simple Example: (numbers made up so may not make perfect sense)..

I have a large amount of investments/wealth I will be passing on to my children. My wife and I creating..

April 2023 I will take social security 66-4 months. I’m still going to work. My wife is better off taking..

At what age should I use the Maximize my Social Security web site you recommended

Terry, what is spousal benefit for the survivor of a deceased ex spouse? We were married for 33 years neither..

Hi Terry, Last Year we had to pay federal taxes $3000. With my husband’s increase in salary this year(last year‘s..

Hi, Terry spoke of a SSI expert, and a bool or computer program to better know benefits. He said Social..

Is there a dependable breakeven analysis to determine when one takes Social Security payments? I am 65 and my “full..

Hi Terry, I am getting ready to retire and want to know should I split my 401K savings between two..

Hello Terry, I am 73 yrs. old, and retired. Is it to late for me to invest in an index..

My taxes went sky high when I took money out of IRA to buy condo for daughter. It increased my..

Hi Terry, My question is..if I put my sibling on one of my bank accounts as a beneficiary and I..