Financial Planning / Retirement Questions

I will have to sell the funds in my 401k at my rmd date. That’s 2022. They don’t allow an..

My husband is 68 soon to be 69 and still working. He is collecting his full SS benefit. I myself..

Hi Terry, I plan to take my first RMD in Dec 2023, when I am 72. I have a 60/40..

Hi terry My husband worked for the railroad. As his wife, i am now receiving a retirement pension. Question, if..

Terry 25 years ago I was told that we could retire after 30 years in my pension. It did not..

Hi Terry, I need an opinion on 401K MRD. I have been taking a MRD since I turned 72. I..

How do you feel about a firm like Edward Jones handling my investments

Hi! We have listened to you for years and appreciate all the financial tips you offer. My husband and I..

Ms. Savage, I am 72 years old in good health. I have social security, a part time job and taking..

Hello Terry, I haven’t worked in four years, due to caring for a developmentally disabled adult child and elderly mother...

Whenever I google Fiduciaries, I get large brokerage firms or individuals out of state. My wife and I recently retired..

Hi Terry, I have 62 yrs old and have inherited my husband’s 401 IRA. I know little about investing and..

Does it make sense to have my large IRA in an annuity with all the fees when we don’t need..

Hi Terry, My wife just inherited $375,000 from the sale of her deceased aunt. We are both 78 yrs old,..

I am retired and have a traditional IRA. Should I transition it to a Roth?

Hi Terry – Could you provide any info on how to find a Social Security number-crunching expert to provide my..

I am 68 yrs old; my full retirement age is 66. At 56 I left my “traditional” marriage of 35..

I am 64 my wife is 58 her social security benefits will be higher than mine can I start collecting..

On the assumption that the RMD for 2020 would be taxed, I contributed a substantial amount of QCDs to cover..

I have a 457 account with the State of Ohio. If I request a distribution I was told the securities..