Insurance & Annuities Questions
Medical Insurance websites?
On the radio you mentioned your favorit web sites when shopping fo health insurance can you tell me the names...
Participating Whole Life insurance
H i Terry, I'm considering a Participating Whole Life (PWL) insurance policy but have some concerns. I'm concerned that the...
LTC Insurance Denied
My husband and I recently applied for LTC Insurance. He was denied for medial reasons. Would we be wise to...
Should I keep our Universal Life Insurance, or take the loss?
Hello, Ms. Savage. My wife and I were sold $100,000Universal Life insurance policies when we got married, 25 years ago....
Long Term Care Insurance premiums rise 102%!
Terry, last year you wrote about the LTHC scam: http://www.suntimes.com/.../how-is-a-90-long-term-care... Anything new on this front? My wife & I have...
Medicare supplemental insurance necessary for Parent
Terry, here's the situation. My mother is 92 years old, just sold her home and had to move into assisted...
Healthcare — spouse’s insurance plan won’t cover me anymore!
My husband & I both work full time & we have one child. We have my husband's family plan insurance....
Additional life insurance needed?
Hi, my husband retired recently from his job at AT&T with basic life insurance of $50K. I have basic life...
Qualified Longevity Annuity Contract (QLAC)
Hello Terry, please respond to The subject in regards to NO RMD after a certain age is reached (ie. 80+...
LTC insurance
Terry, I understand LTC is an important part of financial planning. My children are 38, 34, and 30, are they...
Long term care insurance
After reading several articles you wrote suggesting long term care insurance, my wife and I purchased policies thru Met Life...
Health Savings Account
We have a H S A account that we are contributing to each month. We also contribute to our 401K's....
Long Term Care Insurance – John Hancock
I purchased a LTC policy at the age of 42 when I was working at Hewlett-Packard. When I signed up,...
universal life insurance
We have a universal life insurance policy (my husband & I) and keep getting letters from the insurance company saying...
medicare
What is best for me when I turn 65 soon? Should I join a medicare advantage plan or regular medicare....
Temp health and dental insurance
Terry, my twin sons will turn 26 soon. They are both searching for jobs. What is a good source for...
Tax Free Income from Permanent Life ins. policies
A CPA on public television often tells viewers on retirement savings to invest in life ins products, so that when...
Investment
Terry Is it a good move to start putting money into a lirp from an annuity and 401k ? I...
LTC Insurance
My wife and I will have assets of 800000 - 1million when we retire. Is it necessary to purchase long...
Part D insurance for medication
I am looking for an inexpensive insurance for part D. The only medication I take is the generic form of...